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Buyer Tips:
Benefits of Owning a Home
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Income Tax Savings
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More Space than an apartment or condominium and freedom to make changes and improvements
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Forced Savings: portion of payment goes to principal, your home appreciates
Important Things to Avoid Before Buying a Home
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No Major purchases of any kind, like a car or expensive vacation
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Don’t move money around, leave it where it is until you talk with a loan officer
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Don’t change jobs, the effects of can be disastrous to your loan application
Why should you use a Real Estate Agent?
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Helps you define your needs, desires and goals
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Assists in determining your offer price by looking at the conditions and improvements of the home, current market conditions, and comparable sales
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Disclose information about property, help find an inspector
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Explore all financing possibilities with you
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Monitor closing and keep you informed
Why it’s Important to Get Pre-approved
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By sharing your financial information with a loan officer, you can determine the price range you are qualified for
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Learn about the many loans available to buyers in today’s market
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Learn about closing costs
Interested in Getting Pre-Approved,
visit
Scott Carlson Mortgage, LLC
and fill out an application.
Seller Tips:
These tips will help you sell you home at the “Optimum Price in Minimum Time”
Getting your House Ready to Sell.
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Remove Clutter, though you may not think of it as clutter
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Fixing up the Interior: clean floors, light fixtures and organize closets
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Fixing up the Outside: mow/edge lawn, plant flowers, and trim bushes
Listing Agent, Details of a Listing Contract and Marketing your Home
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Role of Agent: Find someone to buy your home, put a sign in the yard, place ad in paper, and hold an open house on the weekend
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Price and Terms of Sale, Multiple Listing Service and Lock box are details in the listing contract
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Marketing with signs and flyers generate phone calls
Showing your house
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Avoid being home when someone is viewing your house
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Turn on lights, open curtains/blinds, and take out the trash
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Keep house tidy and neat by making up the beds and keeping things picked up
If it is broken – Fix it!
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